Travel Insurance: The Most Important Part of Your Trip That You Hope You Never Use
You can spend months planning the perfect journey. The flights are booked. The resort is selected. The excursions are reserved. The calendar is cleared.
And then… life happens.
Travel insurance isn’t about expecting something to go wrong. It’s about protecting what you’ve worked hard for — your time, your money, and your peace of mind.
Medical Emergencies — At Home or Abroad
If you become ill or injured while traveling, especially outside the United States, your regular health insurance may not fully cover you.
Travel insurance can provide:
Emergency medical coverage
Hospital and doctor visits
Emergency medical evacuation
Repatriation back home if necessary
One accident abroad can cost tens of thousands of dollars. Medical evacuation alone can exceed $50,000–$100,000 depending on location. That’s not fear-based — that’s reality.
Protecting Your Investment
Many flights, tours, and specialty properties are non-refundable or only partially refundable.
Travel insurance can help reimburse:
Non-refundable airfare
Prepaid hotels and tours
Cruise or excursion deposits
Trip cancellations due to covered reasons (illness, family emergency, etc.)
You don’t want a medical diagnosis, a family emergency, or an unexpected work situation to wipe out both your trip and your hard-earned money.
Delays, Cancellations & The Domino Effect
We’ve all seen it — weather systems, mechanical delays, crew shortages.
Insurance can reimburse:
Hotel stays during unexpected delays
Meals and essential purchases
Missed connections
Rebooking costs
When you’re trying to get home for a board meeting, a client event, or your child’s recital, those extra expenses add up fast.
Business Travel Isn’t Immune
For corporate travelers, the stakes are even higher.
A missed connection could mean:
A postponed product launch
A missed keynote
A delayed incentive trip
Thousands in sunk meeting costs
Travel insurance isn’t just about the traveler — it protects the business investment behind the travel.
Peace of Mind Is the Real Luxury
Travel insurance protects:
Your family
Your financial investment
Your professional commitments
Your assets
You never know what life will throw at you.
The goal isn’t to expect disaster. The goal is to remove stress so you can fully enjoy the experience.
Because the only thing worse than missing your dream trip…is losing your dream trip and the money you invested in it.
If you’d like to learn more about travel insurance, the options, and associated costs, we’re here to help.
Cheers,
Bethany